Best VoIP for Financial Advisors

Zoom Phone emerged from the videoconferencing giant's DNA, bringing that same "it just works" philosophy to business telephony. For organizations already living in Zoom Meetings, it's the natural evolution of their communications stack—though that familiarity comes with a catch.

The system's standout quality is its seamless integration with Zoom's video platform. Users can escalate voice calls to video meetings with a single click, share screens mid-conversation, and manage everything through the interface they already know. This unified experience eliminates the friction of juggling multiple apps, making it particularly attractive for remote-first companies and distributed teams that prioritize visual collaboration alongside traditional phone calls.

Pricing sits comfortably in the mid-range at $15.99 to $29.99 per user monthly, competitive considering you're getting enterprise-grade reliability backed by Zoom's infrastructure. The platform supports both modern workflows through its mobile and desktop apps and traditional preferences via desk phone compatibility. Essential features like call recording, forwarding, voicemail, and blocking are all present, alongside more sophisticated capabilities like call delegation for executive-assistant setups.

However, Zoom Phone isn't trying to be everything to everyone. Organizations requiring advanced call center functionality or complex auto-attendant trees might find it somewhat limited compared to legacy PBX replacements. The requirement for a Zoom Meetings license also means you're effectively committed to Zoom's ecosystem—beneficial if that's your direction anyway, less ideal if you prefer best-of-breed tools.

With 4.40 stars across 5,100 reviews and a generous 30-day trial, Zoom Phone has clearly resonated with businesses seeking straightforward, reliable phone service that complements their existing collaboration tools rather than complicating them. It's telephony for the Zoom generation.

Dialpad has positioned itself as the AI-first communications platform in an industry where most providers have simply bolted artificial intelligence onto legacy systems. Built from the ground up with machine learning at its core, Dialpad doesn't just offer voice calls—it transforms conversations into actionable business intelligence.

What sets Dialpad apart is its proprietary Voice Intelligence technology, which transcribes calls in real-time and analyzes conversations to surface insights that would otherwise be lost. Sales teams can review AI-generated recaps instead of listening to hour-long calls, while managers use AI Scorecards to evaluate performance across objective criteria. The AI Live Coach feature provides real-time prompts during calls, helping representatives navigate difficult conversations or remember to mention key talking points. For training purposes, AI Playbooks capture best practices from top performers and make them accessible to the entire team.

The platform targets forward-thinking businesses that view communication data as a strategic asset. Sales organizations particularly benefit from the AI sales assistant, which identifies objections, tracks sentiment, and highlights competitors mentioned during calls. Customer support teams leverage AI transcription to ensure accurate record-keeping and faster issue resolution.

Dialpad's interface feels decidedly modern compared to traditional business phone systems, with exceptional mobile functionality that genuinely rivals the desktop experience. Implementation is straightforward, and the pricing structure starting at fifteen dollars per user makes the basic platform accessible to growing teams.

However, unlocking Dialpad's full AI capabilities requires higher-tier plans that can become expensive, especially for smaller organizations. Some of the more innovative features remain in beta, which means occasional quirks and limitations. For companies prioritizing cutting-edge AI over rock-solid stability, these trade-offs may be worthwhile. For others seeking proven, traditional telephony, more established providers might be safer choices.

Google Voice occupies an interesting niche in the VoIP landscape as the minimalist option for teams already living in Google's ecosystem. While enterprise competitors load up their platforms with endless features, Google Voice takes a different approach: delivering essential phone functionality that works seamlessly wherever you're already working.

The system's integration with Gmail stands out as genuinely useful rather than just a marketing checkbox. You can make and receive calls directly from your inbox, which means one less application competing for screen space. Combined with native connections to Google Meet and Calendar, it creates a cohesive communication environment for teams heavily invested in Google Workspace. The Voice Admin Console simplifies number management and porting, making IT administrators' lives considerably easier.

Google's AI-powered spam blocking filters out unwanted calls with impressive accuracy, while voicemail transcription converts messages to searchable text. These features work across mobile devices, laptops, and supported desk phones, providing genuine flexibility for remote and hybrid teams. At ten to thirty dollars per user monthly, it's among the most affordable business phone options available.

However, this simplicity comes with trade-offs that matter for many organizations. The feature set feels sparse compared to platforms like RingCentral or Dialpad. There's no built-in video conferencing beyond basic Meet integration, limited call routing options, and fewer customization possibilities than competitors offer. Analytics and reporting capabilities are basic at best.

Google Voice makes sense for small businesses and teams already committed to Google Workspace who need straightforward phone functionality without complexity. It's ideal for organizations prioritizing cost efficiency and ecosystem integration over advanced features. But companies requiring sophisticated call management, extensive integrations outside Google's world, or comprehensive communication tools will likely find it too restrictive. It's a perfectly capable basic phone system that knows exactly what it is.

CloudTalk positions itself as the VoIP solution built specifically for revenue-generating teams, and that focus shows in every aspect of its design. While many phone systems try to be everything to everyone, CloudTalk zeroes in on what sales and support teams actually need to close deals and resolve issues efficiently.

At its core, CloudTalk delivers a power dialer that transforms how outbound teams operate. Representatives can burn through call lists with automated dialing, intelligent call routing, and seamless CRM integrations that surface customer data the moment a call connects. The system supports over 140 countries for international calling, making it particularly valuable for companies with global operations or diverse customer bases. Real-time analytics and call monitoring give managers visibility into team performance without interrupting workflow.

The platform shines brightest for small to medium-sized businesses running dedicated sales or customer support operations. Teams using CRMs like HubSpot, Pipedrive, or Salesforce will appreciate the native integrations that eliminate constant tab-switching. CloudTalk's 14-day free trial offers a genuine test drive, with pricing starting at $19 per user monthly for basic functionality.

However, the advertised entry price tells only part of the story. Many teams find themselves needing add-ons for features like advanced analytics or additional integrations, which can push costs toward the $49 upper tier or beyond. Unlike competitors investing heavily in unified communications, CloudTalk maintains minimal video capabilities, staying laser-focused on voice communication instead.

With a solid 4.40-star rating across 380 reviews, CloudTalk has proven its worth where it matters most: helping teams have more conversations, close more deals, and support customers effectively. For organizations prioritizing call volume and quality over video meetings, that specialization becomes a significant advantage rather than a limitation.

Aircall has carved out a distinctive niche in the crowded VoIP market by laser-focusing on what sales and support teams actually need in their daily workflows. Rather than trying to be everything to everyone, this cloud-based phone system doubles down on seamless CRM integration and user-friendly design, making it a go-to choice for customer-facing teams that live and breathe in platforms like Salesforce, HubSpot, and Zendesk.

What sets Aircall apart is its philosophy that your phone system should adapt to your existing tech stack, not the other way around. The platform integrates with over 100 business tools, allowing conversation data to flow directly into your CRM records without manual logging. For sales development reps making dozens of calls daily or support agents juggling multiple customer conversations, this automation eliminates busywork and keeps focus where it belongs.

The system includes all the essentials you'd expect—intelligent call routing, customizable IVR menus, voicemail transcription, and configurable business hours—but delivers them through an interface that new team members can master in minutes rather than days. International and toll-free numbers come standard, while the analytics dashboard provides real-time insights into team performance and call patterns.

However, prospective buyers should carefully consider the per-user pricing structure, which ranges from $40 to $70 monthly per seat. For rapidly growing teams, these costs accumulate quickly and may exceed budget expectations. Additionally, organizations seeking robust video conferencing capabilities will find Aircall's offerings limited compared to unified communications platforms.

Aircall truly shines for small to mid-sized companies with dedicated sales or customer support operations who prioritize CRM connectivity and deployment simplicity over feature breadth. The seven-day free trial provides ample opportunity to test whether its focused approach aligns with your team's communication needs.